Every step below happens in one conversation with the agent — on the web today. No account setup on your side beyond the provider you're connecting to, no code to write, no documentation to read.
One account for every Fosia product, on pay.fosiarw.com. Tell the assistant what you want connected — mobile money today, more connectors as they ship.
Your business is a technical record (not a legal filing), behind your own sign-in: transactions, keys, developers, assistant.
Your KYC, your compliance, your settlement account — entirely on your side. Fosia Connect never does this step for you.
It's encrypted (AES-256-GCM) the moment it arrives and never goes through the assistant. Nobody — not the agent, not us — shows it again after that.
The agent runs an actual call through the connector — e.g. a small test mobile money payment — and confirms it worked, in plain language.
Every action after that goes through the same secure channel, visible on your dashboard.
Your credentials sit in a dedicated encrypted vault, scoped to your business, never written to a log, never returned by any tool the agent has access to. That's not a policy promise — it's a permanent automated check in our codebase that fails the build if it's ever violated.
Step 4 above — sent once, over TLS, straight into the vault form (never through the assistant).
This is the entire row. No plaintext column exists.
They'd write you working PawaPay code, honestly, probably fast. What none of them do is host it, keep it running, receive the webhook at 2am, or notice when PawaPay changes a field — that's the actual six steps above, and it's the part that doesn't stop after step 6.
| Fosia Connect | Claude Code / ChatGPT / Gemini | A developer | |
|---|---|---|---|
| Who writes the integration | Nobody — it already exists | You, with AI help | The developer |
| Who hosts it, running 24/7 | Fosia Connect | You need your own server | The developer sets it up, you maintain it after |
| Who verifies incoming webhooks | Already built & tested | You'd build this yourself | The developer builds it |
| When the provider's API changes | Fosia Connect fixes it once, for everyone | You find out when something breaks | You pay the developer again |
| Setup time | Minutes, in a conversation | Hours to days, if you can code | Days to weeks, plus hiring |
| Do you need to know how to code | No | Yes (or heavy AI hand-holding) | No — but you need to find and pay one |
| Cost | Usage-based subscription | Free — just your own hosting | Salary or freelance retainer |